First Home Loans

New home buyer couple discussing in their first home.

Welcome First Home Buyers!

At Dahiya Mortgage & Finance Brokers, we are dedicated to assisting first home buyers  turn their dreams of homeownership into reality. Buying your first home is an exciting and significant milestone, and our experienced team is here to guide you through every step of the journey.

Why Choose Dahiya Mortgage & Finance Brokers?

Expert Guidance for First Home Buyers
Navigating the home loan process for the first time can be daunting. Our team specialises in working with first-time buyers, providing you with the knowledge and support you need to make informed decisions.

Tailored Loan Solutions
We understand that every first home buyer has unique needs and financial situations. We offer a range of loan options and work closely with you to find the best fit for your budget and future goals.

Government Incentives and Grants
As a first home buyer in Australia, you may be eligible for various government grants and incentives, such as the First Home Owner Grant (FHOG) and stamp duty concessions. We’ll help you navigate these opportunities to maximise your benefits.

Educational Resources
We believe that an informed buyer is an empowered buyer. Our team provides educational resources and one-on-one consultations to help you understand the home loan process, from pre-approval to closing.

Our Services for First Home Buyers

Pre-Approval Assistance
Getting pre-approved for a mortgage is a crucial first step. We’ll guide you through the pre-approval process, giving you a clear understanding of your borrowing capacity and strengthening your position as a serious buyer.

Comprehensive Loan Options
We offer a variety of loan products tailored to first home buyers, including fixed and variable rate mortgages, low deposit loans, and loans specifically designed for those with limited credit history.

Step-by-Step Support
From your initial consultation to the day you receive the keys to your new home, we provide step-by-step support. We handle all the details, ensuring a smooth and stress-free experience.

Connections to Trusted Professionals
We can connect you with trusted real estate agents, conveyancers, and other professionals who specialize in working with first home buyers, ensuring you have a reliable team supporting you throughout your home buying journey.

First Home Buyer Tips

Understand Your Budget
Before you start house hunting, it’s important to have a clear understanding of your budget. This includes not just the purchase price but also additional costs such as stamp duty, legal fees, and moving expenses.

Save for a Deposit
While some loans offer low deposit options, having a larger deposit can help you secure better loan terms and reduce your monthly repayments. Aim to save at least 20% of the property value to avoid Lenders Mortgage Insurance (LMI).

Take Advantage of Grants and Incentives
Research and take advantage of the various grants and incentives available to first home buyers in Australia. These can significantly reduce your upfront costs and make homeownership more affordable.

Get Professional Advice
Working with a knowledgeable mortgage broker can make a big difference. We’ll provide personalised advice and support, helping you navigate the complexities of the home loan process with confidence.

Start Your Journey Today!

Ready to take the first step towards owning your first home? Contact us today to schedule a consultation with one of our experienced mortgage brokers. We’re here to help you every step of the way.

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