Home Loan

Dahiya Mortgage & Finance Brokers offer a variety of home loan options, including fixed-rate and adjustable-rate mortgages, to assist clients in purchasing their ideal homes. There are a multitude of lenders to choose from and hundreds of home loan products. We can guide you through the maze to find the mortgage that works for you!When looking for a good deal on a home loan, the interest rate we can obtain for you is all-important. A mortgage is a long-term financial commitment which can take 30 years or more to pay off, so even a small difference in interest adds up over time.

Most mortgage holders opt for a loan where your repayments pay off the principal and interest. Others, usually investors, may choose for an initial period of up to five years to make repayments which only cover interest on the amount borrowed. Repayments may be lower during the interest-only period, but they will go up after that. Make sure you can afford them.

Borrowers can also take out a variable rate loan where your interest rate fluctuates or they can opt for a fixed interest rate which stays the same for a set period and makes budgeting easier, although you take a risk if interest rates go down. If you’re not sure whether a fixed or variable interest rate is right for you, consider a bit of both.

There is much to consider in the home loan world and Dahiya Mortgage and Finance Brokers is there to make the process as stress free as possible.

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